Bank Muamalat Indonesia (BMI) is a commercial bank in Indonesia operating on the principles of Islamic banking. The bank was founded in 1 November 1991, based on the initiative of the Indonesian Council of Ulamas (MUI) and under the auspices of the Government of Indonesia.^[1] The bank's operations began in 1 May 1992^[1] with foreign exchange service began in 1994. Funding products apply the principles of wadiah (deposit) and mudarabah (profit-sharing). Financing products apply the principles of bai’ (buy and sell), musharakah (equity sharing), mudarabah, and ijarah (rent). Bank Muamalat serves nearly 3,000,000 customers throughout Indonesia and Malaysia.^{[citation needed]}

This article has multiple issues. Please help improve it or discuss these issues on the talk page. (Learn how and when to remove these template messages) You can help expand this article with text translated from the corresponding article in Indonesian. (December 2023) Click [show] for important translation instructions. Machine translation, like DeepL or Google Translate, is a useful starting point for translations, but translators must revise errors as necessary and confirm that the translation is accurate, rather than simply copy-pasting machine-translated text into the English Wikipedia. Consider adding a topic to this template: there are already 300 articles in the main category, and specifying|topic= will aid in categorization. Do not translate text that appears unreliable or low-quality. If possible, verify the text with references provided in the foreign-language article. You must provide copyright attribution in the edit summary accompanying your translation by providing an interlanguage link to the source of your translation. A model attribution edit summary is Content in this edit is translated from the existing Indonesian Wikipedia article at [[:id:Bank Muamalat Indonesia]]; see its history for attribution. You may also add the template {{Translated|id|Bank Muamalat Indonesia}} to the talk page. For more guidance, see Wikipedia:Translation. This article needs additional citations for verification. (October 2022) This article relies excessively on references to primary sources. (March 2010)

Quick Facts Company type, Industry ...

PT Bank Muamalat Indonesia Tbk.

Company type	Public (Perseroan terbatas)
Industry	Islamic banking and finance
Founded	November 1, 1991; 32 years ago (1991-11-01) in Jakarta, Indonesia
Headquarters	Jakarta, Indonesia
Key people	Indra Falatehan (CEO)
Owner	Hajj Fund Management Agency (82.65%) Andre Mirza Hartawan (5.19%) Islamic Development Bank (2.04%) Others (10.11%)
Website	www.bankmuamalat.co.id

Close

Currently, 82.65% stake of Bank Muamalat is owned by an Indonesian government agency, Hajj Fund Management Agency (BPKH), followed by Andre Mirza Hartawan (commissioner of the bank) with 5.19%, the Islamic Development Bank (IsDB) with 2.04% shares, and others (10.11%).^[2]

The bank announced the plan for the company to be listed in the Indonesia Stock Exchange by late 2023,^[3][4] and would be acquiring the sharia-banking unit of Bank Tabungan Negara (BTN) in March 2024.

To date, the Bank has 239 service offices and also supported by an extensive service network consisting of 568 Muamalat ATM units, 120,000 ATM Bersama and Prima ATM networks, 51 Mobile Cash Car units.

• Official website